Attention homeowners: Real estate appraisal services for in Colorado Springs and El Paso County

See the top reasons CO homeowners call on Ute Valley Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge El Paso county's assessment of your propertyvalue
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CO divorce, when real estate property needs to be divided
  7. Settle an estate in CO by determining the true market value of real estate in question

Do you own a house in or near Colorado Springs? Do you need help deciding the value of your real estate?
Contact Ute Valley Appraisals.

At Ute Valley Appraisals, we understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Ute Valley Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Ute Valley Appraisals, we're veterans in helping customers just like you get rid of unwanted PMI insurance.

Challenge a property tax assessment

If you live in a local area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Ute Valley Appraisals is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An expert appraisal from Ute Valley Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Ute Valley Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Ute Valley Appraisals can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.