Ute Valley Appraisals is your FHA certified appraisal companyUte Valley Appraisals is CO state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to get with Ute Valley Appraisals, as we are approved and qualified to handle FHA appraisal reports. Part of the regular training our staff at Ute Valley Appraisals undergoes deals strictly with decoding the FHA's documentation and their rules and procedures. If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is backed by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower doesn't pay their loan. Available to all purchasers, FHA loan programs are designed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lesser income or less starting money to put down on a mortgage are helped the most from Federal Housing Administration loan programs. |